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Should I consider a personal loan?
My credit has been fluctuating from poor to fair over the years- I hav ea few credit cards out and unfortunately many of them are higher in balance, also student loan debt has kicked in so I need to figure out a way to get rid of what debt I can (paying off cards) to focus on other things and help raise my score. Given the payments and the interest rates, do you think it would be worth it to take out a loan? If i did, i was thinking roughly $5000

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