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Question By
russlo

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should i apply for to consolidate my bills even though i may have to use them in the future
i may need other household appliances and furniture so should i get a credit card and consolidate?

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Consolidation is a good idea if you can save money by having a lower interest rate overall.  Keep any accounts you pay off open, if they are good accounts (i.e. no late pays, not collection accounts).  To learn more about credit overall, visit www.credit.about.com.  Best of luck!

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