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Should I apply for a new card?
Hello everyone.
I am a 20 year old student. I currently have 1 credit card (capital one secured platinum card). That is the only account I have on my report. My score is 756 now according to credit karma. I have have 4 hard inquiries and I always paid the card in full. I am considering applying for a new credit card (maybe amex) but I don't know if it is a smart thing to do in terms of how it would affect my credit. An additional inquiry wouldn't really hurt my credit much according to the simulator but adding a credit card would. Do you know why? And do you have any suggestions in my case?

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