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bondbull

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"settled" paid in full zero balance OR paid in full zero balance
How does each affect my credit score. Need to decide whether to "settle" with paid in full zero balance reported immediately OR paid in full zero balance that will take a year. Which one is best for my credit score?

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Both affect the scoring the same, so I would settle if I wasn't in position to pay in full and get a "pay for delete agreement".

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