Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
BSwigert2011

0 Contributions
0 People Helped
Secured Loan or Secured Credit Card better to start building credit?
I am a student and I have student loans that have been sitting in my account and will not start paying for them until I graduate in a few more years. Besides this I have nothing effecting my credit score. So would a secured loan or a secured credit card help me build credit faster? I need a good credit score within the next 8 months.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
22 Contributions
15 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

A secured card would be your best bet. Some banks don't count student loan as part of your credit history so if you would like to start building your credit then apply for the secured cc!

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.