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JosephP1969

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Secured Credit Card
when using the credit simulator I clicked on the remove oldest credit card (which is a secured credit card) and submitted it. I also have two unsecured credit cards as well. The credit simulator said that by doing so would increase my score by 12 point. This doesnt make sense to me. looking for any advise!?

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Just don't be the one to close a card.  I don't know why the simulator suggested closing them, but it is far better to let the company close them for non-use.

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