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rcorco9292

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Score Went down 63 Points Utilization 12%??
score went down 63 points utilization is 12% and paid it off earlier this week...it is a newer account one card with a $2000 limit. This drop took me from the 700's to 600's and can seriously effect my ability to rent soon. All payments where on time and there is no valid reason for this drop.

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Read the articles here and other websites to educate yourself. A 12% utilization spread over multiple cards may not drop your score as much, but can on one card.  If you scroll down on the home page where your weekly  credit scores are displayed, you will see what changes occurred. 

An old credit account could have dropped off, a new inquiry might have been added. 

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