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ViperHawk21

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Score dropped suddenly on both Equifax & TransUnion from 750 to under 700.
Hello -
I have not had any late payments or such (to my knowledge). The details in the report also does not indicate anything derogatory or late. But my credit score suddenly dropped from above 750 to under 700. Is there any reason, or any way to check why and how this happened?

Thanks in advance!!

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Difficult to know for sure. Is it possible you had some accounts that aged off, new inquiries, new credit lines, etc... Here on CK it will usually tell you if an old account was dropped (aged off) or other changes that may have had an affect. Changing jobs and base salary ARE NOT items that would change your score. The credit rating agencies do not know our income and do not score us on that.

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Something wrong

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A 50 point drop is a big deal. Are you actually looking at Trans and Equifax? Or are you only seeing Credit Karma? In any event look hard at all the details. There must be something your missing. Have you had a job change recently? One where your base salary has changed? Don't give up looking. And take a peek at your scores with those credit agencies outside of CK even if it costs you a few bucks. Your peace of mind is worth it. Plus they all offer one free each year, right? And the 1st month is always discounted. So check them and then unsubscribe.

Good Hunting

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