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Question By
jmbuys

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Score doesn't seem to match grades-Any advice?
I have the following Grades:
A for Credit Utilization
A for Payment History
A for Derogatory Remarks
B for Credit Age
B for Credit Inquiries
B for Total Accounts
Vantage Score 870

BUT TransUnion score only 700...these don't seem to sync. Is KArma missing something or is TransUnion missing something? 700 seems it should be higher. My wife has worse grades and worse Vantage score but has 70 points higher for TransUnion...don't get it.
Any thoughts/suggestions?

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Credit Karma Team
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The Credit Report Card grades are simply a comparison metric, so you can see how your credit report stacks up to other members and which areas of your score are strongest. Your credit score is calculated by TransUnion using the data on your credit report, with no input from Credit Karma. You can read some of the educational contant available on our site to learn more about improving your credit score.

Hope that clears up some of the confusion. 

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