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chbjnl4evr

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score change due to collection
This year I noted some errors on my reports. TransUnion corrected some way back in February, while Equifax corrected one just this week and still has some of the others still listed. How can one company recognize and error and the other say it is correct. Also, when an item hits as a collection it takes a massive number of points off, but when it is removed as an error the points gained are not equal. How is that possible?

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Each CRA maintains its own records.  What one CRA does or does not do is irrelevant to another CRA.

As for points, it's not just a matter of the one change.  Your score is generated based on your entire credit profile.  You can't simply assume that a collection reporting that deducts X will add X once the collection is removed.  There are many other factors that could have change in that span of time.

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