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grammgjm

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Score 800+ late on 1 payment - dropped score below 700. how long does that reflect on score?
made the late payment and all by accts are current

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The higher your score, the harder it hurts when you have a late payment.   The late payment will remain on your account for 7 years, however, the effect of the credit drop should only last about 2 years. Just return to your prior practice of managing your credit so that you can see that score get back to the excellent leve it once was.

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