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Risk hard query while trying to transfer credit card balance?
I have a credit score of 781 and have a $9000 balance on a credit card with an obscene 20% APR so I want to transfer the balance to Low APR. I have 2 hard inquires since June and had 6 removed. Should I apply for new card and transfer the balance? But If I get rejected, I am stuck with the high APR and another hard inquiry.

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