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JDWERF

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Restricting family member from opening new credit card
We have a family member who in our mind is unfit to have a credit card. He has gone into credit card debt several times and had to be bailed out by parents or other family members. We are considering to bail him out once more under the condition that he closes all his accounts and never reapplies. Is there an way in the credit system to prevent this person from getting a new card unless it is signed by another designated family member?

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Maybe not in the credit system as such.  You might have to use "tough love" and let this party suffer the consequences of their own actions.  But, if this party has proven to be irresponsible in meeting the general costs of living, there is also the possibility of having them declared mentally incompetent and someone be appointed a guardian.  Lots of legal issues here and having a family counsel to decide how to approach the issue would be a good start.

Hope this helps.

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