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kue0312

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Requesting disputes
So, I'm not entirely sure if the credit karma community can help with this but, I sent in a dispute to equifax and was wondering if anyone has ever sent one through them? If you have how long did it take you to hear from them? I know their site says 30-45 days, and in all honesty their CS sucks because the people sound like they are reading from a manuel and cant answer my questions.

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The process is no different than with any other Bureaus. The disputes are suppose be base on an assertion of inaccuracy in reported informations, so it depends on the reason(s) for your disputes, and if you have any documents to support your disputes might shortened the process and certainly would have better outcomes. Keep in mind that Credit Bureaus aren't legal arbitrators, they can only decide if the entry in question can/can't be inclued in your report with-in guidelines of FCRA and other rules/regulations regarding collection.

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