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2sails4me

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Reposible after death for debts
My live in boyfriend put me on credit card accounts as an authorized signer though I never used the cards. He passed away 4/14/2017. Am I responsbile for the debts?

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If your name is not on the actual account, you are not responsible for the debts.  You were only authorized to "use" the card, but hadn't signed the contract accepting liability for it.  His accounts will be settled from his estate, not yours.  So sorry for your loss.

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Sorry for the loss you encountered, losing a loved one can be a trying time.    First and foremost, do not use the cards now at all.   Using the credit card, even for an authorized user after the death of the account holder is considered fraud and you would be liable for any charges made on the cards.    You should contact the creditors and request that your name be removed from the account.   If the accounts were in good standing with good payment terms, this will negatively impact your credit score as the age of accounts and the credit utilization will be removed from your credit profile.

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