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Question By
VM852E

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Removing closed accounts
Is this possible to do with Credit Karma?
Would it make a difference?
My scores were both EXCELLENT but one went down to GOOD? Something about a hard inquiry falling off?
Can someone please help me?

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Top Contributor
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You do NOT want to remove closed accounts.  They willfall off on their own, as is explained in the articles on this site, which I rewcommend reading to learn how credit actually works.

Top Contributor
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1456 People Helped

Closed accounts in good standing help your credit so NEVER try to remove them. A "hard inquiry" falling off your reports is a good thing, no matter how things may change on here. Please do some thorough reading about credit, this is important for you to have a good future with credit. Check your FICO scores too from time to time, they cost money, but are the important scores.

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