Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
badtenent

0 Contributions
0 People Helped
removed then re-added
I had a tenant (a family member) that stuck me with a $3,000 electric bill. It was listed as "removed" on my report in October of 2015, reported mid 2014. It showed back up on my credit report in January 2017, a year and 3 months later. Can they remove then re-add something over a year later? Is it because it went from the electric company to a collection agency? I sure don't have $3,000 to pay it and neither do they. Any advice??

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7816 Contributions
1465 People Helped

It is allowed to be added and removed as many times as they like, it just is not allowed to be listed on your reports beyond the seven year mark. Look up the "statute of limitations" in your state to be sued for this type of debt, written contract debt I would guess. If the sol has expired you may have some good leverage to get a settlement agreement. If the sol hasn't expired, leave it alone and hope that they forget about you so you don't get sued. Read the FDCPA (fair debt collection practices act) since you are now going to be dealing with a debt collector.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.