Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
KIKI10K

0 Contributions
0 People Helped
Removed Colllection last month, shows up as new this month
A charge from 2014 was removed last month but this month the same account shows up as a new collection account

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
269 Contributions
114 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

If it was from 2014 it's much too soon for it to be removed. Perhaps there was an error or they just failed to report it last month, or did you dispute it and have it removed, and then it came back? That would be expected if it's a legitimate debt.
Whatever happened, it won't affect the date it falls off your report. The time starts when you are 30 days late with the original creditor. They can call it a "new collection" or sell it from one agency to another--it doesn't matter.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.