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Posted in Auto Loans
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Question By
Mzapata70

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Remove late fees
Car loan

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To remove the actual fees, you would discuss this with the creditor.  However, if the payment was late, the creditor will still report them as late to the credit bureau.   Be timely in your request and make the request for the payment to be reflected as timely by the creditor to the appropriate bureaus.  Once reported, it is too late, the damage is done.  Just work to ensure future payments are timely in order to properly bebuild your credit standing.   Note: Many creditors will erase a late fee if you are timely in your request, however, most will still report the payment as late.

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Credit Karma can't help you with that.  If you were late, the fees have to be paid, it's that simple.

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