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Posted in Mortgage
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Question By
wjl106

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0 People Helped
Remarks states : FORCLOSURE INITIATED; CLOSED
Last year I sold my house and paid the mortgage in full. No short sale and I was not served with any forclosure notices. (Although they tried serving AFTER the sale of the house) Recently the mortgage company started showing the account with a $0 Balance , and Pay Status "120 Days past due date" But in fact, I was more like 180 days late . It does not show anywhere as PAID IN FULL. Do the "comments" affect my credit score or is it the "Pay status". I do not want to dispute it if it will show I was later , but would like to have it state that the Account was Paid in Full. Anyone have any advice ? Is this the correct way a creditor is to show this account in my postion ? Thank You.

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