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sutherndrawl

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recently divorced. name is on mortage but decree says ex pays. Can I get this to stop lowering score

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You will have to speak to the mortgage company about removing you off the mortgage. Most likely they will require that your ex spouse refinances the mortgage into their name only.  The divorce decree should specify the time that he/she has to get the mortgage out of your name.  If the ex doesn't do it in that time frame, or if they are not paying on time (damaging your credit) you should talk to your divorce attorney.

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