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ladybug381

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raising credit score
my credit score is 630. is it possible to raise my score 10 to 20 points in a month

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If you have a few items in collections that you can pay off and have these items completely removed... Do a pay for delete agreement. Also if you have any credit charges using over 30% of your credit limit, paying this down under 30% will help raise your score. Writing a letter to creditors asking if they will remove inquiries will also boost your score. Inquiries do legally stay on your report for a max of 2 years, however you can sometimes motivate a creditor to remove it early simply by asking politely. Good luck my friend...

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