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Question By
Sstank

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Raising credit score
If I have zero balance on credit cards is it better to close the account or leave open. I'm not using several of my cards, but didn't want to hurt my credit score by closing the accounts

Thank you,
stephanie

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closing credit cards will hurt you! It will show that you dont have open credit or long credit

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It's probably best to leave them open. It reflects better to allow the copany to close the cards verse you calling and closing them.

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If you don't want to use the card

Just cut it up. 

You don't have to use any account you don't want to use. 

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