Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Justinschuh03

0 Contributions
0 People Helped
Quickest way to raise credit score
I'm trying to figure out the best/quickest way to raise my credit score. I had a 631 score and had three credit cards I was making in time payments. About 4 months ago I was issued a new debit card and I forgot to switch over my auto pay to my new card. As a result I now have 4 months of missed payments for 3 cards(total of 12). Which lowered my score to 490. I'm trying to buy a bigger house in the next year and I need to raise my credit score at least 100 points within that time. What is the best way to do that?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.