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Posted in Auto Loans
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Kendrasquestion

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Quickest way to qualify for a home
I have 11000 In debt between a car loan and student loans. My husband has no debt and we are doing just fine with what we make. The car is in my name and I have a credit score around 620-627 he has one that is near 690. Would it be a good idea to transfer the title of the car into his name so that his would go down a bit and mine would go up?

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Joint apps dont work that way.

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If you are buying a house jointly, then the banks will primarily go by the highest of the two credit scores.  So there's not reason to try getting your scores to match.

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No you don't want to Transfer title as it has nothing to do with the Car Loan.

Also you need to go to your bank or credit Union and talk to the manager over Home Loans who ever that is,  they should be able to direct you on what you need.

Also  There is no Quick Way to do anything. 

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