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sfvkj

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Questions about credit scores
curious about credit scores. I have heard that banks may reduce my credit limited, and intern affect my credit score. i generally have a zero balance, or consistently only use 1%. Anyone heard anything about this?

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Sometimes lenders may reduce credit lines due to inactivity or low usage. In general it doesn't happen often, but it can. It would depend most on how much credit they have extended to you. If you have a ten or twenty thousand dollar line chances of this occuring are greater than if you just have a couple thousand dollar line of credit.

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I advise you to read the articles on this site since the expressed purpose of Credit Karma is to TEACH people how credit works and how to build their credit score. By reading the articles and using the financial tools here, you can see how credit scores can be affected by certain actions.

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