Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Nicomachea

0 Contributions
0 People Helped
Putting significant other on my credit card account
My significant other has no credit history -- he paid his own way through higher education, paid cash for his car and has never had any credit cards, etc. A few questions:

(1) WIll AmEx allow me to add him to my account given his lack of credit history?

(2) If I'm allowed to add him, will that help establish a credit history for him?

(3) What should I be aware of by adding him to my account? We're both well-established professionals with post-grad degrees and have lived together for a while, so we're not in the struggling post-college crowd. I'm also not concerned about any possible lack of responsibility on his part. I'm more interested in, for instance, what effect it could have on credit.

Thanks!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2786 People Helped

You can add anyone as an authorized user to any of your credit card accounts, just call the creditors.  This is a great way to establish a credit history for him; smart thinking!  

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.