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Posted in Auto Loans
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Question By
adrirodri1

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Purchasing used car with bad credit.
Hi my fiance and I are looking to purchase a used car pretty soon from a car lot. I have poor credit and he has much better credit than I do. Would it be best to use both our names or just his? Does it even make a difference?

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If debt to income is good with just you on the loan, it would probably be best to only have you on the note. Be upfront with the dealer whom you are buying the car from, they can look at both of your credit scores and find the best option.

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