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sachik

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Providing information to credit bureau
How to I provide my information like SSN, Drivers License, State ID card, Bank Statement etc to the three credit bureaus?

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UNSECURE information

The credit bureaus often will ask you to MAIL them the most sensitive information pertaining to your identify (social security card, drivers license, W2, etc) and they want you to enlarge it too!  DO NOT DO IT!  Instead FAX your information along with a cover sheet detailing exactly what you are providing to them and then follow up by phone and CONFIRM they received the requested information.

Unfortunately these geniuses fail to take any accountability for how FLAWED the transmission process really is and the risks it poses to consumers.  The credit bureaus will not be held responsible if the mail gets lost or stolen.  And frankly even if you believe this never happens, are you actually willing take the risk?  It is up to you.

What each of these BILLION DOLLAR credit bureaus need to do instead is CREATE a SECURE ONLINE portal to allow consumers a quick, efficient, secure and trackable method.  However, these companies are cheap IRRESPONSIBLE and self-serving *******s. 

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Re:

You need to pull an actual credit report from the credit bureau.  go to www.annualcreditreport.com to pull a free one.  Once you've pulled a credit report, there will be several links to dispute information.

FYI, the credit bureau does not keep your Drivers License, State ID, or Bank Statement information.   

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