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JnJsMom2

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Prospective Employer Requesting Credit Report
I have a prospective employer asking me to pull my own credit report and then email him the entire report. Is there any info on there that could be used to steal my identity or commit any other kind of fraud? This job is out of Europe so I'm trying to be extra careful.

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Do NOT pull your credit report and give to this prospective employer.  Secondly, rethink this prospective employment.    Employers can make a request of an Employment Verification from the credit bureau on their own.  If they are too cheap to do it on their own, well, this just means they are too cheap.   Also, how can you be certain this employment opportunity is for real.   Your report will contain all the necessary information to steal your personal identifation.   When an employer pulls from the credit bureau, they are substantially limited in the information they can get.  

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Your credit report contains your Social Security number and,possibly, date of birth so you are wise to be cautious.  You can get your credit report online and block out all but last four of your SSAN and proceed from there,making copies for this potential employer.  If this job involves handling large amounts of cash or easily negotiable instruments, your potential employer may be looking for red flags such as bankruptcies or excessive debt which may prevent you from getting a job. Hope it's a good job for you.

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