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nickitpa

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Pro/Con of getting loan to pay off cc
I am looking to establish good credit to obtain low to no interest cc to consolidate. Would it be quicker to make this happen by getting a loan and paying off cc and closing accounts. Or should I just keep paying down the cc I have?

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NEVER CLOSE CREDIT CARD ACCOUNTS because it hurts your credit score.  If you can get a 0% interest for no less than 12 months) card to consolidate your cards, that would be best.  Getting a loan means paying interest the full term of the loan, and that is not the ideal solution.

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