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stlangl

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pre-aproved credit limit of 1000
so will my credit go down if i'm pre-approved for a $1000 limit? do they re check your credit?

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Top Contributor
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Not till you apply for it

Pre-approved offers mean they have checked your file, and determined that you qualify for one. That is a soft enquiry, which doesn't affect you. However, you still need to submit an application for getting that card, and that will be a hard enquiry (where they re-check your credit), which will make your score drop by 5-10 points. This drop is temporary though.

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