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MsLola02

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Post divorce, mortgage company representing a time share my husband and I owned is coming after me.
The mortgage company is representing the time-share that is coming after me fo the delinquent mortgage balance. Am I responsible for this since he has it on his bankruptcy?

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If it is a debt that you two jointly took while married, yes they have the legal right to come after you. Sorry to say this is where you will need to consult an lawyer and you may have to take him back to court.  Since we do not know what the divorce decree stated, and even if we did, a lawyer is best suited to handle this.  I believe that if you know and can prove that the court settlement for the divorce forced him to handle that that either you have to pay and the collect from him, or that you are not resposible for it from the get go.  If the latter is the case expect it to kill your credit until you can prove it, and again it may take legal help.  You can alaways try to send copies of the divorce decree to the mortgage company, but since the debt was charged off on his bancruptcy you are their last recourse to recover any money at this time so they will not stop easily.

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Question: who got the timeshare in the divorce - you or your ex-spouse? If it was your ex, *and* the decree states as much, you can show them the decree stating that the property (and therefore the debt) was granted to the ex-spouse, and tell them to go after your husband (and make sure they remove you from the loan). That's pretty much the only way you can get rid of it. 
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Now if the timeshare was not listed in the divorce (it is an asset, so it should have been listed), or it was granted to you in the divorce, you're pretty much on the hook for it.

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