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Possible impact of lease on credit score and mortgage.
I have a credit score of over 800. Last month I have brought a Ford Explorer, so currently I owe the bank little over 40K. I am planning to get a small 2nd car by end of December. I am also planning to shop around for mortgage rate in January of 2016.

My question is, if I lease a 2nd car and pay off the entire amount at the beginning which I am suppose to pay over next 24months or 36 months during the lease period, will it still lower/hurt my score when in January I shop for mortgage?

Thank You in advance for your time and valuable response.

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