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jeanb12

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Please let me know why if I pay my bills on time my credit score keep gettig worse.

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Without reviewing your score, it would be difficult to ascertain the changes to your credit score.   It is likely that additional charges on those same credit cards could be impacting your utilization.   Even if you are paying the credit card in full every month, you have to compare the balance against your credit line at the time the credit card reported your information to the burueau.   The payment due date and reporting date are usually not the same date.  On the credit factor page here at CK, you should see an indicator showing which category changed from the last report to the next.   You can even go back and review credit reports from the past for comparison.

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