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stunned

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personal loan offers changed
Yesterday I was quoted personal loans from several offers with different terms but when I went back to select one the offers and terms changed to a much higher interest rate and not all lenders were listed as before. What's up?

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Hi stunned! I work for one of the online lenders and can hopefully offer some insight. The quotes for personal loan offers are based very loosely around your credit score as determined by Credit Karma. Keep in mind these scores are not exact, and the only way for you to really know your credit scores is to pull them from the credit bureaus. Once you are promped to fill out additional information for these personal loan applications, they will take all that into consideration before generating a more "accurate" (and often times higher) interest rate.  Depending on whether you conceded to a soft credit pull, that could've attributed to the higher interest rate as well (if your actual credit score is lower than that on Credit Karma).  Hope this helps.

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