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BikerChick53

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Pd up and canceled the 2 CC's ..now its hurting My credit, now what

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I would never cancel a card unless it has a AF and I don't use it.  So one way that those cards were helping you is in your Utilization.  When you canceled them you took away some of your avalible credit.  So keep your cards that you do have at 9% or below and that will help your score.  Utilization is 30% of your score and the one thing that you can always have control of. 

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You goofed by cancelling the credit cards.  Should not do so since a credit score is based partly on the amount of available credit you have.  When you cancel a card, you remove whatever that card/s credit limit was from your score.  I suggest re-reading the articles here so you can refresh your memory on how credit works. Follow the advice and your score will increase.

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