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Posted in Paying Your Bills
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layzebonez1

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Payoff companies
I don't have the time to pay all creditors individually, then ask for letters of payoff, and then wait for them to come of credit report. Are there companies that I can pay to take care of the whole process for me?

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Top Contributor
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There are some.

But that is an expensive route, often charging you as much as the original debt to do it. (meaning your paying twice as much)  Then they are not always good at follow up since its not their credit at stake.

 If you're just lazy and don't want to deal with it, then i suggest that you pay off your debts and move to an all cash life style.  Paying your bills and managing your credit is a life long endevor. If your not willing to put in the energy to do what every responsible adult has to do, then DON'T USE CREDIT. You will always have bills to pay.  Grow up and deal with it....

Good Luck! Your gonna need it!

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