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Posted in Paying Your Bills
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Kar2010

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payment plan with collection Agency
I am attempting to setup a payment plan with a collection agency, where I call in every month and make a payment. They are requiring that I give my credit card details and they keep it on file and make automatic withdrawals, which I don't want to do. They are saying either that or pay in full or report it to the credit bureau.
Can they force me to do that??!!

Thanks

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Well, you can give them your info, but make sure it is you that authorize a charge each month. They can't make you do it, that's just their way of trying to get you to pay your debt.....  You can send a payment by any form and they must accept it.  Good luck!!!!

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Collection agency issue

I have a bit of a collection agency problem and I am not happy. My credit report from Trans Union says I have not made any payments. I had went through another collection agency that helps people in debt that are on Social Security income. They are Legal Advocates for Seniors and People with Disabilities (LASPD). I had a caseworker and a payment plan with them and my final payment with them was February 2014. Coming to find out this collection agency did not report anything unless it's on a different credit report that I do not know about. I want to know if it was ever reported and if it was not I have to start all over again!!!!! I have tried to get a hold of the collection agency and no response. I can only afford a low monthly plan nobody is willing to work with me my patience is gone!!!!! 

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