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jrods11

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payment history updates
How often is this data updated? My payment history ratio has been the same for the last 6 months... since I am making on-time payments about 8x a month, it should be going up. Is there a way to get companies to update this info so your scores improve?

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Just because you make on-time payments does not mean your score improves, it just means it shouldn't drop if all other things remain the same.  There are 5 factors to calculating your credit score, to learn about them visit www.myfico.com.

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