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Maureen1212

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Payment History = F
My Payment history is listed as an F - but it shows 94.43 pain on time (actually it should be 100% paid on time in the past three years. I am curious as to how this number is dervived and how I can correct it.
Maureen Madden

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What about prior to three years? History is what happened in the past and it is probably correct given that credit reports the history over 7 years. Keep paying your bills on time for the next 4 years and you will have a new score of "A"

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