Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Jbwrath

1 Contribution
0 People Helped
Paying off collections
Okay, I'm 26 years old, i had several thing in collections, it's paid off two left best buy for $1900, and US bank for $489, so I called the Credit Bureau they said if I pay them off and still remain on my credit for 7 years he said of credit 7 years passes it won't be on my account anymore. I want a decently increase my credit by December I want to know the best method of paying off my debt is doing a settlement? Paying in full? Making payments? What one building my credit but one improve my credit it seems finding legitimate honest credit answers is difficult just because someone says something doesn't mean it's the truth. Anyways with all 3 credit bureaus my credit score is about 5:50 I'd like to maybe hit 600 by December I want to know what the best action is. Thank you

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7347 Contributions
3806 People Helped

Helpful to 0 out of 2 people

Please make the time to read the articles on this site so you can learn about credit, how to negotiate a 'pay for delete' agreement with at least one of your creditors and why.  The purpose of Credit Karma is to TEACH about credit and how to build one's score.  I am a lot older than you, am on a fixed income and now live better than when I was working because of what I learned here.     

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.