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whonurse

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paying off 1 credit card, how much will this help?
I have been working on my credit score because I want to buy a home. In Jan my score was 519 and I paid off all my collections. since then 1 has been added for 108 bucks which I will pay off. I have student loans that I consolidated and payments on that start in Jan. I have 2 credit accounts. 1 which is almost maxed out around 1000. and one almost maxed out at around 1200. is it better for me to change the monthly payments to a higher number to pay off the principle faster or can I just pay off my 1200 one? how much will that boost my score. since Jan I brought my score up fro 519 to 596. but I need a faster boost.

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