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Posted in Paying Your Bills
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14ktangel

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pay off old debt or settle?
owing on an old Frontier Communications account after a move last year. called the company who said I can pay the debt off or "settle" for a lesser amount and will be on my account for 7 + years. Since it had gone into collections anyhow either way will show up as bad account, right? or wrong? Just wondering since my score is already low but am trying to change that. What to do?

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You always want to aim for removal where possible.  See if you can negotiate a pay-for-delete.  Paid status will not provide much, if any, benefit.

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