Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
new2deb

0 Contributions
0 People Helped
pay for delete question
A collection showed up for a apartment I moved out of in 2014 for a balance of 112$. I sent a debt validation letter to nation credit systems and they sent back all paperwork. Is it possible to have this removed by a pay for delete letter? They are listed as the collection agency with the apartments name as the original creditor. Any help appreciated. Thanks!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
125 Contributions
133 People Helped
Most Helpful Response

Try.

Helpful to 2 out of 2 people

You can always try for that.  It's quite "funny" that the balance is $112.  Any collection under $100 has no negative effect on your credit score once paid in full.  Do not admit that this debt is yours, instead you want to say something along the lines of, "...for $112 it is hardly worth it for me to dispute this further, that you'd be willing to pay the debt for a complete removal from your credit reports. "

And that you want that in writing.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.