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Buterfli14

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past due payment report
Year ago, moved overseas, changed financial institutions. Seems not everyone received correct financial and contact information. Contacted creditors and took care of respective accounts bringing those accounts to date, but still showing on report

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Closed accounts will remain if true

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It should also be said, that if your items ARE already showing as paid with correct and true information, you cannot dispute them.  Most accounts that are true and correct on your credit report will fall off only after 7 years of time from your last payment.

Top Contributor
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If you are still in the US, dispute it

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If you are still in the US and retain your US citizenship, you may use the laws of the FDCPA and FCRA to dispute the items you say you have already paid with your proof of payments.  However just understand that if you have just recently paid the items, you may only need to allow enough time for the items to be reported as paid.  I would say give it three months and if nothing changes, formally dispute the items.

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