Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Student Loans
Profile Image

Question By
Michou03

0 Contributions
0 People Helped
Paid Off Student Loan, Given No Credit
I had paid off my student loan about a year ago and I was hoping paying that off would get me started on my credit. But when I decided to make an account here, Credit Karma said I have no credit report. It took me 3 years to pay off my loans and now I have nothing to show for it. Why is this?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1282 Contributions
372 People Helped

I would guess they don't report to the credit agencies. There are a few entities that only report if debts are not paid. 

Top Contributor
11757 Contributions
4505 People Helped

Helpful to 0 out of 1 people

Please read the articles so you can learn how credit really works.  You need to have a recent history of active credit to have a credit score.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.