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TVJunky

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Paid Off Derogatory Remarks
okay so i have four derogatory remarks on my record but i'm actually doing a LOT better than before and i plan to pay a few off them off completely. if i do that will they disappear, or will they stay on my credit report anyway? doesn't seem fair it'll continue to hurt my credit score even after i pay the darn thing:(

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Paying off old negative accounts does NOT remove them from your reports. You want to try to get a "pay for delete agreement" prior to paying the old negative accounts. Do some research on "credit reporting time period 7 years" "pay for delete agreements" "settling for less than is owed" "statute of limitations to be sued for debt" "early exclusion" "old negative accounts updating"

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TVJunky

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so is it the company it'self i tell i want to the 'pay for delete agreement' or do i need to go through a third party somehow...thx a bunch by the way:)

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