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kylexy09

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paid my equity home loan, 21 points was taken my FICO

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closed accounts

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When an account is closed, you have lost the history of the account and the ability to monitor how you make monthly payments on that debt.  You have also lost the limit of that debt to help with your overall ratios....

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Yep, that's what happens when you pay off an account.  Once an account is closed, you lose some points because of utilization and types of credit.  Sorry, but that is just how it is.

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Paid off mortgage

My mortgage and home equity loan have been paid in full in 2014 why is it listed as a bankruptcy. I've never been late with a payment in 15 years.

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