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Paid everything off, what do I do next?
Had almost 20K in CC debt and I was able to pay everything off. Have 13 open accounts, including a mix of good banks & credit unions to some of the worst, highest APR and fees cards on the market. If you believe the CK simulators, my score should improve about 125 points to nearly 800.

Do I sit and wait a month or two, try to get higher limits from my good lenders and then close my ****roach cards? I hate paying fees to keep accounts open with 29.99% APR's.

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